Lawyers Toronto

Business Interruption Insurance

Businesses, franchisers and franchisees are not immune to unforeseen disasters impacting their operations' income.

Business interruption insurance, also known as business income insurance, is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.

What does business interruption insurance cover?

  • Business Interruption policies cover income losses during a disaster related closing of a business.
  • Bricks and mortar businesses can be disrupted by flood, fire, windstorm, ice storm, etc.

Why you need a Business Interruption Insurance Policy that fits your needs?

Insurance is a license to sue; let's get you, our client, the best policy up front so that later the insurer recognizes a payout is the only solution to the claim. You buy business interruption insurance so that your business can survive during an extended shut down outside your control. Our goal is to get you the funds during that shutdown so that you can keep key employees and customers in place during your time of need.

How Himelfarb Proszanski can help your business?

Our compliance review will consider covenant and other contractual obligations as well as explore areas that help focus the policy to your specific requirements. So that later, if it is necessary to make a claim, you are best positioned to recover losses, including if necessary through the courts.

We can help file the claim, in conjunction with our client's insurance broker and then if necessary enforce the claim through the courts, if the insurer refuses to respond.

For the insurance companies, our process helps the insurer know the risk insured up front, to avoid surprises for everyone later.

Contact us today to learn more about how we can help protect your business


Contact Himelfarb Proszanski today to find out how we can help you.

  • Tel: 1-877-820-1210
  • Fax: 416-599-3131
  • Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
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Home Practice Specialties Business Interruption Insurance